It’s common sense to choose a safe car. After all, if you are involved in an accident, you naturally want to have the best possible chance of coming out of it unscathed. Choosing a safe car can also be beneficial for your car insurance costs.
There are a couple of different factors that are taken into account when deciding how safe a certain car is, so it’s worth investigating this whenever you are buying a new car. For instance, cars are tested against how well they are able to avoid accidents in the first place. Thi Read more…
The law clearly states that car insurance is a must. Not only driving an uninsured car but also owning it is an offence. The reality however is quite contrasting. It seems that all such mandatory rules have fallen on deaf ears with the statistics showing poor results.
One third of the motorists drive without getting their cars insured and this numbers to about a million. Such large numbers are sure to give headache to insurance companies who have to shell out millions to settle the claims. Insurers are fearing nightmares because of damages caused by uninsured drivers.
Every year thousands get injured and many killed in road accidents.
LV= has announced that it is expanding its presence in Bristol, where its office handles general insurance business including customer service, claims handling and IT.
AXA PPP healthcare has announced that it is enhancing its support for those policyholders with cancer/heart disease, with immediate effect.
The insurer is now providing full cover for licensed cancer drugs, on its standard coverage levels for individuals and SMEs.
Regarding cancer treatment, the firm is waiving any monetary limits applying to out-patient tests and consultations.
AXA PPP is also extending its Freephone Dedicated Nurse service to those with a heart condition and providing reassurance to the ill and their families.
Following treatment for cancer or heart disease there is no time limit for follow-up tests and consultations monitoring long term recovery.
Policyholders will also benefit from £150 towards wigs and up to £5,000 to cover the cost of external prostheses such as eyes or limbs.
AXA PPPs commercial director Fergus Craig explained that the firm wanted its policyholders to feel confident that it was committed to supporting them.
As the winter weather advisories pick up, make sure to check your auto insurance policies to ensure coverage before going out in that snow. In Rhode Island, RI Regulators Give Guidance on Snowplow Insurance Implications, according to Ben Zitney of Online Auto Insurance News. If you have a snowplow on your truck, your personal auto insurance policy should cover you plowing your own driveway or that of neighbors or relatives. M
It stands to reason that the more youre on the road, the higher the chances of you being in an accident. Therefore, one of the best ways to get a discount on your car insurance is to reduce the number of miles that you drive on a daily or yearly basis.
If you really want to lower your car insurance, then you may want to consider changing the type of coverage that you have. You wont be able to do away with liability in most cases, since 45 states currently mandate that you carry it. They also have a minimum amount, so you should stick with the minimum if you want to save more money.
However, you can also choose to reduce the amount of medical, comprehensive, or collision coverage that your policy provides you with.
To help motorists cut costs this autumn, Direct Line car insurance is offering 0% APR representative on car insurance policies quoted before the end of November 20.
The free monthly payment offer is available to new customers in addition to the company’s current offer of 12 months of car insurance for the price of 10.
Quotes are valid for 90 days, so even if the driver’s car insurance policy isnt due for renewal before the offer ends, he or she can get a quote and take up the policy at that price and on those payment terms at any point within the following three months.
Chicago Tribune: Express Scripts Loss No ‘Death Knell’ For Walgreen As the clock ticked down on the pending divorce of Walgreen Co. and one of its largest customers, rivals of the drugstore giant raced to woo millions of soon-to-be-displaced consumers whose medications wouldn’t be covered by insurance at its stores come Jan. 1. CVS Caremark, Rite Aid and other small- to medium-size drugstores launched advertising campaigns and beefed up staff in anticipation of adding tens of millions of new prescriptions should Walgreen and Express Scripts Inc. fail to come to terms on a new contract starting in 2012 (Frost, 1/8).
Kaiser Health News: Capsules: Millions Find Walgreens No Longer IN Their Rx Networks Express Scripts had been negotiating a new contract to keep Walgreens in its network.
It’s the New Year and time to watch those pennies closer than ever.
To help you, the iCarhireinsurance.com team has come up with the following top tips to avoid sales pressure at the car rental desk and also making sure you aren’t ripped off when you drop a car off:
1. Take Photographic Evidence
We’ve said it before but we’ll say it again, make sure you take photos of the hire car, at pick-up, and particularly any parts of the car where there is damage. Make sure you turn on the time and date setting on your camera.
Warning: An iCarhireinsurance.com survey, conducted by YouGov in 2011, found that almost a quarter of those surveyed (23%) had found damage on the car that had not been disclosed initially during the pick-up process.
2.
Click it or ticket may be the law in many parts of the United States, but its not in Massachusetts, which currently has one of the lowest seat belt usage levels in the country.
According to a study prepared for the state by researchers at the University of Massachusetts, the use of safety belts has declined slightly from last year, and now sits at about 73%. Among teenagers seat belts are used less than 69% of the time, a decrease in 3.6 percent from last year.
These numbers have inspired the creation of the Belts Ensure a Safer Tomorrow (BEST) coalition. BEST has renewed its demand that lawmakers in Massachusetts make the lack of seat belt use primary offense, which would allow police offers to stop drivers not wearing them.