Can You Transfer a Driving Record From Another Country to the U.S?

I’m a new resident in the U.S, can I transfer my driving record from England?

For many people who have moved to the United States from another country, one of the main concerns is whether or not their foreign driving record will transfer over. As new citizens quickly find out, your foreign driving record doesn’t transfer over at all in most situations. Those who have moved from another country basically have to start their driving record in the US with a clean slate. Unfortunately, when it comes to purchasing a car insurance policy, that likely means that you won’t be eligible for the lowest rates, at least initially.

Auto Insurance Ramifications

While some insurance companies may try to attain information about your foreign driving record to help determine your rates, most will wait until you have a verifiable record within the US. Since your driving record is one of the primary factors involved with determining insurance premiums, you’ll likely be stuck with less than ideal rates at first. Some insurers treat foreign drivers like teen drivers, since they’re essentially still learning the rules of the road in a new country. Keep in mind, you’ll likely need to obtain a valid state driver’s license before or soon after you purchase an auto insurance policy as well. After a couple years of driving, you’ll have the opportunity to establish yourself as a safe driver and possibly become eligible for better rates. As always, talk to your specific insurance provider for more information about transferring your driving record over from another country, as some companies may be able to work out a deal for your premiums. Of course, there are other factors that can have an effect on your insurance rates, regardless of whether or not you have a driving record. Here’s a look at some of those other factors to be aware of when purchasing car insurance with a foreign driving record:

Other Factors that Affect Your Rates

Your Gender – They may try to claim otherwise, but males are considered more dangerous drivers than females. Insurer’s generally offer slightly lower rates to female drivers, as they tend to cause fewer accidents that cause less damage.
Your Age – As any parent of a young driver knows, age is an important factor in auto insurance rates. Younger drivers cause a disproportionate amount of accidents and their insurance premiums definitely reflect the imbalance.
Your Vehicle – Obviously, the vehicle you drive will have some bearing on your insurance rate. Those who have vehicles with better safety ratings and lower theft rates can usually obtain lower premiums.
Your Mileage – Do you only use your vehicle on the weekends or certain occasions? Anyone who drives below an insurer’s standard yearly mileage average may be able to get a better rate.
Your Marital Status – Car insurance companies see married individuals as safer drivers, since they have a family to care for and won’t take as many risks on the road. Most married couples tend to be over the age of 25 as well, which makes them eligible for lower rates.

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