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What to Do to Stop Marriage (and Divorce!) from Killing Your Kentucky Auto Insurance Rates
What to Do to Stop Marriage (and Divorce!) from Killing Your Kentucky Auto Insurance Rates
When the day comes that you finally get to stand up in front of your family and friends (or at least the local JP) and say “I do” it changes everything. Every path you choose, every decision you make and yes, just about every bill you pay from that day forward is going to be affected by those moments you stood together, looked into each other’s eyes and promised to love, honor and cherish (or obey-I’ve heard it both ways!). The question is, do you know what marriage and/or divorce are going to do to your Kentucky auto insurance rates?
All right, so it’s not exactly the most romantic pre-wedding conversation in the 
world-and who really wants to talk about divorce when you haven’t even signed the knot yet? (Unless you’ve got a pre-nup, but that’s a whole different story.) The simple fact is, marriage is going to touch just about every corner of your life. It’s going to affect your house. It’s going to affect your home. It’s definitely going to affect your bank account. And it’s going to affect your Kentucky auto insurance rates.
Now, how badly it’s going to affect your Kentucky auto insurance rates is going to depend on who you’re marrying-and what their insurance rates looked like before you found them! Believe it or not, marrying someone with a great driving record and rock bottom auto insurance rates is going to do wonderful things for your monthly payments if you’ve been paying through the nose. Why? Because the two of you are going to balance each other out.
Of course, if you get divorced those rates are going to go flying back up again, so it pays to stay together for at least five years while you get your driving record cleaned up. Just in case you weren’t planning on it anyway.
Keep in mind that that’s going to go both ways. If the person you’re marrying has a slightly checkered past when it comes to their Kentucky auto insurance you’re probably going to see a hitch in your own rates. It’s all part and parcel of tying the knot and promising ’til death do us part (since most people don’t consider a rise in their insurance rates to be grounds for murder-just in case you were wondering). If this is the case for you and your sweetie, talk to your auto insurance agent and hunt around to see what other companies have to offer.
Remember, not all Kentucky auto insurance companies are created equal-and one might be willing to cut you a discount the others won’t!
That’s going to drop back down again if you decide ’til death do us part just wasn’t in the cards, but remember-almost nothing stays on your driving record that’s going to affect your auto insurance rates for more than five years. If you can stick it out that long, you’re going to be a-OK.
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