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SafeAuto “Do the Jingle” Contest Profile: Arnie Borowsky

When you click on the video entries in SafeAuto’s “Do The Jingle” Contest, you get to enjoy a wide range of talent on display. Some competitors direct their efforts toward one or two skills, while others try to impress viewers with their wide range of abilities.

But if the “Do The Jingle” Contest were to be decided simply on the total number of different talents each entrant has, then Arnie Borowsky would probably win the competition going away.

Arnie hails from Myrtle Beach, South Carolina. When you watch his video, you will be treated to a sample of his singing, guitar-playing, and songwriting abilities.

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Uninsured car drivers, a real trouble

The law clearly states that car insurance is a must. Not only driving an uninsured car but also owning it is an offence. The reality however is quite contrasting. It seems that all such mandatory rules have fallen on deaf ears with the statistics showing poor results.

One third of the motorists drive without getting their cars insured and this numbers to about a million. Such large numbers are sure to give headache to insurance companies who have to shell out millions to settle the claims. Insurers are fearing nightmares because of damages caused by uninsured drivers.

Every year thousands get injured and many killed in road accidents.

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Rhode Island Auto Insurance Winter Reminders

As the winter weather advisories pick up, make sure to check your auto insurance policies to ensure coverage before going out in that snow.  In Rhode Island, RI Regulators Give Guidance on Snowplow Insurance Implications, according to Ben Zitney of Online Auto Insurance News.  If you have a snowplow on your truck, your personal auto insurance policy should cover you plowing your own driveway or that of neighbors or relatives. M

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New Year’s Resolution – Lower Your Car Insurance

It stands to reason that the more youre on the road, the higher the chances of you being in an accident. Therefore, one of the best ways to get a discount on your car insurance is to reduce the number of miles that you drive on a daily or yearly basis.

If you really want to lower your car insurance, then you may want to consider changing the type of coverage that you have. You wont be able to do away with liability in most cases, since 45 states currently mandate that you carry it. They also have a minimum amount, so you should stick with the minimum if you want to save more money.

However, you can also choose to reduce the amount of medical, comprehensive, or collision coverage that your policy provides you with.

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Massachusetts Coalition Pushes for Seat Belt Law

Click it or ticket may be the law in many parts of the United States, but its not in Massachusetts, which currently has one of the lowest seat belt usage levels in the country.

According to a study prepared for the state by researchers at the University of Massachusetts, the use of safety belts has declined slightly from last year, and now sits at about 73%. Among teenagers seat belts are used less than 69% of the time, a decrease in 3.6 percent from last year.

These numbers have inspired the creation of the Belts Ensure a Safer Tomorrow (BEST) coalition. BEST has renewed its demand that lawmakers in Massachusetts make the lack of seat belt use primary offense, which would allow police offers to stop drivers not wearing them.

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Irony Strikes: Pedestrian Safety Activist Killed by Vehicle

Dolan had built up a reputation as a no-nonsense crusader for issues which included pedestrian safety and reckless driving. She repeatedly spoke at civic meetings in Queens and even cornered elected officials and committee members to express her viewpoints. The Queens native served as a civilian advisor to transportation agencies in the city, a member of her community board, a transportation coordinator for senior centers in her neighborhood, and the president of a coalition of 150 civic organizations called the Queens Civic Congress.

Dolan was known for tackling problems as seemingly trivial as the relocation of a bus stop in her neighborhood from the corner to the middle of the street.

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Don’t Go Easy On Uninsured Drivers, Insurance Director Says

The director of a well known car insurance comparison website has expressed concerns over the fact that uninsured drivers are not being punished severely enough for dodging car insurance.

Simon Douglas, the director of a prominent car insurance company, has been quoted as saying that uninsured drivers cause a large number of accidents around the year, responsible for the deaths of 160 people and over 23,000 others who sustain injuries. He has also pointed out that the punishments meted out to such reckless characters are not severe enough.

UK is notorious for the number of uninsured motorists residing in it, as compared to the rest of Europe.

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Car Safety and Insurance Costs

It’s common sense to choose a safe car. After all, if you are involved in an accident, you naturally want to have the best possible chance of coming out of it unscathed. Choosing a safe car can also be beneficial for your car insurance costs.

There are a couple of different factors that are taken into account when deciding how safe a certain car is, so it’s worth investigating this whenever you are buying a new car. For instance, cars are tested against how well they are able to avoid accidents in the first place. Thi Read more…

Car Insurance Quotes Cover Rentals Driven By Others

The Florida Supreme Court has ruled that Geico car insurance must pay for damage and injuries from a rental car crash, even though the driver was not their insured.  Geico argued that they were not liable for the coverage because the person driving was not an authorized driver under the rental contract.  But after all was said and done through multiple courts, Geico lost the battle.  Since the driver who got in the car accident was authorized by another driver who was authorized by the insured driver, that trumps the fact that their name was not on the rental car contract.

Insurance Journals article, Insurer Must Pay for Florida Rental Car Crash by Unauthorized Driver, shows that car insurance quotes which cover any authorized driver on your vehicle include rental cars.  The rented car was a temporary substitute auto for the insured driver, so those authorized to drive the vehicle are covered in the case of an accident.  This trumps the fact that the insured driver was the only one authorized by the actual rental car company.  Sadly, the reason for all of this litigation is that minors were badly injured in the car crash and one passenger lost their life.  Be sure to know the details of your car insurance policy if you are authorizing someone else to driver your vehicle.

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