The last time I actually paid for my credit score was before I bought my house, and that was basically a fit of paranoia to make sure it was crazy-awesome before the lender pulled it. There are plenty of “FAKE-O” credit scores out there, but the only place to get your real FICO score is .
I’ve actually checked my FICO score several times since then for free, as promos usually pop up every couple month or so. I always try to post them here, but am often a bit late. This happened again this week, with myFICO offering free scores to the first 3,000 people. It was announced on their Twitter feed , so you may want to follow them for future opportunities. (While you’re at it, follow me too. I somet
The issues surrounding of credit is such a hot topic these days. The ever changing regulations and the rise of consumer debt create constant controversy over the use of consumer credit. The use and abuse of the credit cards run both ends of the spectrum. Some spend without limit and end up in debt. Others who fear the instability of the economy may have taken a hard stop approach to liberal card use out of fear. Either scenario poses a threat to the credit card industry that will force card companies to target new and untapped markets to ensure survival.
Several factors have had a significant impact on why, how and how often Americans turn to the credit card, or turn against it.
Q: When checking out today at their store I was asked if I wanted to fill out a Pottery Barn credit card application. I don’t like feeling pressured, so I took the pamphlet home with me. It looks like it has good rewards! Would you recommend this credit card?
A: Pottery Barn is an excellent store to pick up home furnishings. While they make great stuff, unfortunately it’s rather pricey… so any sort of rewards program would definitely be nice!
In a nutshell here is the Pottery Barn credit card rewards program:
The Choice Privileges credit card used to be offered by Bank of America, but it was discontinued in 2009. A lot of people complained about the pitiful rewards on this hotel credit card, so I was not the least bit surprised to see it axed. However then in July 2010 – much to my surprise – they decided to come back out with the Choice Privilege Visa, but this time it’s issued by Barclays. Is it any better than the original? Let’s find out?
First, let’s take a look at which hotels are included in the Choice Privileges card reward program:
In a nutshell, it’s quite a wide selection of discount/lower end hotels. In my opini
After two days of polling for my , here are the results of my casual survey. As with my question, each visitor was randomly given one of two different poll questions. I really love that you all put so much thought into your decision, but in fact the point I was trying to get across was a bit different.
As you can see, the only difference between two questions is the original price of the item being purchased. In both cases, you are deciding whether you want to save $7 by spending 15 minutes of your time. $7 is $7.