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Energy Star Appliance Rebates Available Nationwide

“You may be eligible to receive rebates from your state or territory for the purchase of new ENERGY STAR qualified appliances. These rebates are being funded with $300 million from the American Recovery and Reinvestment Act of 2009. Under this program, eligible consumers can receive rebates to purchase new energy-efficient appliances when they replace used appliances.”

Each state is running their own program. California just started their Cash for Appliances program yesterday, and it’s much better than I thought it was. Some states have already ended their programs (sorry!).

For example, on a $500 front-loading washer that we were looking at, certain CA residents (by zip code) could get $300 back in rebates! That’

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American Express Gold Card: 25,000 Point / $250 Sign-Up Bonus

American Express is has a new 25,000 point promotion for their AmEx Premier Rewards Gold Card, which is one of their upscale-oriented charge cards where you must pay off the balance each month. Offer only good through 4/26/10.

* Earn 25,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 25,000 frequent flier miles in a number of programs (or 16 Southwest credits) in various increments, or you can simply get $250 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. (

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Inherited Money – Pay Debts, Save or Spend?

It’s a problem more of us wish we had—inheriting some money after a relative’s death and deciding on the smartest way to use it.  Most folks fall into one of two categories—set the money aside in a savings account or “rainy day fund” if you already have a savings, or use the money to pay down some of your debt.

Most beneficiaries are required to pay hefty inheritance taxes.  Federal taxes must only be paid if the estate exceeds $3.5 million; however, each state carries its own tax amount that varies.   Once the inheritance taxes are paid, the beneficiary must then decide what to do with the money that’s left. Obviously, the mo

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Are Eco-Friendly Funerals More Cost-Effective?

The only two sure things in life are death and taxes. We all know that April 15th is looming, so I thought I’d look at the other side of my opening truism. We’re all going to die, sure, but how can we encourage our survivors to make our own post-life existence as eco-friendly and “green” as possible? Will greener choices save money? And, let’s be real: what is the “ick” factor?

The only thing I knew about green funerals was what I saw on the last-season episode of “Six Feet Under.” One of the men who ran a family funeral home died, and his brother pushed the family to follow a greener, more eco-conscious funeral plan. The scene was awk

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Unrestrained Spending Continues to Plague Americans

Saving money is one of the biggest struggles facing many Americans. Debt aside, saving money for even those that are not in debt is a goal for most families. The battle between saving vs. spending is a never ending one.  The bottom line is that unrestrained spending continues to plague Americans, even in the face of one of the worst economic downturns in the last century.

Despite the often times reasonable justifications, whether it’s school fundraisers, your Aunt Ruth’s 80th birthday bash, the group gift for your boss or the specialty sneakers that are a necessity for the track meet next week, all of those seemingly justifiable expenditures prevent people from saving and cause them to pick up the plastic to get the need met.

Just when you think that you have control over your expenses you get that baby shower invitation in the main that will eventually cost you another $25.00 regardless of whether you attend or not.  Debt can be considered a causality of living in a materialistic world. It ca

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