Condominium-living offers a few obvious advantages: no lawn mowing, no painting window frames or cleaning out gutters.
But it places other burdens on property owners–chief among them is property insurance. A standard homeowners insurance policy for a single-family home typically covers the physical structure of the home, the property on which the house sits, as well as the property within the home.
Condominium or co-op “master” policies
Homeowners insurance is more complicated with condominiums. To ensure top-to-bottom protection for your real estate investment, you will likely need a separate insurance policy to cover the gaps in the condominium association’s “master” policy.
Up to nine million drivers could be missing out on substantial savings by automatically renewing their car insurance with their existing provider. Failing to investigate if you can find cheaper cover elsewhere could cost you dearly. According to new research by moneysupermarket.com, motorists can typically save £233 a year by scouring the market for a better deal – that’s nearly £100 more compared with last year.
Yet despite the savings they could make, more than three and a half million motorists admit that they ‘can’t be bothered’ to look for cheaper insurance. M
It’s the last bank holiday of the summer and thousands of people will be hitting the roads or heading overseas to take advantage of the long weekend. But is your travel insurance up to scratch? Travel insurance is a must if you’re going abroad. It protects you against everything from thieves nicking your camera to the cost of being repatriated back to the UK if you have a serious accident.
The key thing to remember when buying cover is that not all policies cover all events. This means that you shouldn’t automatically go for the cheapest policy you find – you need to find the right level of cover to suit your needs for the best price possible. For example, do you want airline failure cover included?
OLDWICK, N.J. — Certain life insurance agents and broker-dealer firms could face increased legal liability depending on how the U.S. Securities & Exchange Commission rules on the fiduciary standard pertaining to the sale of investment products.
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, signed into law on July 21, the SEC is directed to study the obligations and legal standards of care of broker-dealers and investment advisers when providing investment advice about securities to individual investors. Read more…
Are you a frequent international traveler? Whether you are enjoying several vacations to exotic international destinations each year or you conduct a significant amount of overseas business, you will find it necessary to equip yourself with a reliable international insurance policy. While shopping for one, you may find that it makes sense fiscally to buy an annual travel insurance policy.
There are multiple annual travel insurance policies available. One example is the Patriot Executive plan. This policy is for travelers making multiple trips of a duration no longer than 30 days during a year. It includes valuable medical benefits, but policyholders must be hold insurance coverage in their home country either through a group policy or through individual coverage. Read more…