It’s the New Year and time to watch those pennies closer than ever.
To help you, the iCarhireinsurance.com team has come up with the following top tips to avoid sales pressure at the car rental desk and also making sure you aren’t ripped off when you drop a car off:
1. Take Photographic Evidence
We’ve said it before but we’ll say it again, make sure you take photos of the hire car, at pick-up, and particularly any parts of the car where there is damage. Make sure you turn on the time and date setting on your camera.
Warning: An iCarhireinsurance.com survey, conducted by YouGov in 2011, found that almost a quarter of those surveyed (23%) had found damage on the car that had not been disclosed initially during the pick-up process.
2.
Click it or ticket may be the law in many parts of the United States, but its not in Massachusetts, which currently has one of the lowest seat belt usage levels in the country.
According to a study prepared for the state by researchers at the University of Massachusetts, the use of safety belts has declined slightly from last year, and now sits at about 73%. Among teenagers seat belts are used less than 69% of the time, a decrease in 3.6 percent from last year.
These numbers have inspired the creation of the Belts Ensure a Safer Tomorrow (BEST) coalition. BEST has renewed its demand that lawmakers in Massachusetts make the lack of seat belt use primary offense, which would allow police offers to stop drivers not wearing them.
International specialty property/casualty insurer and reinsurer Catlin Group Limited has announced that Adrian Spieler is to join the firm in February when he will assume the position of group chief administrative officer.
Most recently he worked for Swiss Re as chief operating officer for the firms Asset Management activities in Zurich, New York, London and Bratislava.
Spieler will acquire a seat upon the Group Executive Committee and responsibility for information technology, management information and operational support.
His role will be based in Zurich, but he will also spend significant amounts of time in London and other Catlin offices, and will report directly to Catlin Group Chief Executive Stephen Catlin.
Spielers appointment will enable Chief Operating Officer Paul Jardine to spend more time on the functions for which he holds responsibility.
Dolan had built up a reputation as a no-nonsense crusader for issues which included pedestrian safety and reckless driving. She repeatedly spoke at civic meetings in Queens and even cornered elected officials and committee members to express her viewpoints. The Queens native served as a civilian advisor to transportation agencies in the city, a member of her community board, a transportation coordinator for senior centers in her neighborhood, and the president of a coalition of 150 civic organizations called the Queens Civic Congress.
Dolan was known for tackling problems as seemingly trivial as the relocation of a bus stop in her neighborhood from the corner to the middle of the street.
Legal General has raised medical evidence limits in efforts to reduce processing times.
The changes mean that more underwriting decisions will be made at the point of sale, allowing more customers get confirmation of cover quickly.
For life cover up to age 35 next birthday LG has increased the automatic medical evidence limit to £750,001, and for critical illness cover up to age 30 next birthday, the limit has risen to £450,001.
The insurer has also reduced the number of blood tests and microscopic urinalyses required.
According to LG Protection underwriting and claims director, Russell Whitworth, around 6,000 extra cases a year should now go through without the need for additional underwriting.
When you first look at insurance it’s easy to look at whole life insurance and think that it looks expensive, term insurance is cheaper and looks just as good. This is not always the case though. Do you want to be covered for your whole life? Do you have a pot of cash available to you that you can loan from at any time when you have an emergency and need some extra cash to get you by? Then maybe it is time to look at whole life insurance.
Whole life insurance is just what it says, an insurance policy that will last your whole life (or until you are 100). It is also an investment that will continue to grow ,as you pay more into it, something that does not happen with term life insurance. Y Read more…
The director of a well known car insurance comparison website has expressed concerns over the fact that uninsured drivers are not being punished severely enough for dodging car insurance.
Simon Douglas, the director of a prominent car insurance company, has been quoted as saying that uninsured drivers cause a large number of accidents around the year, responsible for the deaths of 160 people and over 23,000 others who sustain injuries. He has also pointed out that the punishments meted out to such reckless characters are not severe enough.
UK is notorious for the number of uninsured motorists residing in it, as compared to the rest of Europe.
New research from Confused.com shows 13% of people know someone who is driving without a licence, with many failing to take their driving test at all.
According to the car insurance comparison site, there has been a dramatic fall in the number of people learning to drive as a result of huge rises in the cost of motoring. According to figures from the Department for Transport, fewer than 640,000 driving tests were taken in the UK between April and August this year.
This represents a 5% compared with the same period in 2010, and a 15% decrease compared with the same period in 2009.
This drop in the number of people learning to drive correlates with a 24% annual rise in comprehensive car insurance prices during the second quarter.
Research has shown that drivers under the age of 25, and particularly men aged between 17 and 24, are those who are faced with the most dramatic rises in the cost of car insurance.
Every week, Kaiser Health News reporter Shefali S. Kulkarni compiles a selection of recently released health policy studies and briefs.
Archives Of General Psychiatry: Ten-Year Trends In Quality Of Care And Spending For Depression The researchers looked at treatment of depression in Medicaid enrollees in Florida from 1996-2006. They found a 29 percent increase in spending “despite decreases in inpatient costs.” They attributed much of the increase to the growing use of antipsychotic drugs. T