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Bupa introduces new employee health insurance

Bupa has announced that it is to launch cash plan fundamentals, a cash plan for businesses which starts from 1 per employee, per week.

The health insurance plan will provide three levels of cover, giving employers the option to cover different employees at different levels within their organisation. Employees can claim back up to 2,295 a year towards the cost of their everyday healthcare expenses.

The new cash plan offers up to 200 a year for optical care, 200 a year for dental treatment and up to 400 a year for consultations, scans and diagnostic tests for employees. Also available is upto 45 a year for prescriptions and 300 a year for medical appliances, such as the use of a wheelchair . Read more…

What is the Difference Between SR22 and Automobile Liability?

    Difference Between a SR-22 and Liability Insurance

  1. SR-22 is not a type of insurance. An SR-22 is a form the insurance company must file with the state that shows proof of financial responsibility in regard to the state minimum insurance laws.
  2. Definition of an SR-22

  3. The majority of states have requirements regarding the minimum amount of insurance drivers must carry. If a driver is caught driving without insurance, their license will be suspended until they get insurance. When they do, the insurance company must file an SR-22 form with the state showing the driver is now in compliance with insurance laws.

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36 percent car insurance customers break the speed limits

Due to increasing car insurance premiums, a number of motorists have resorted to fraudulent practices and uninsured driving on the roads in the UK. It is important to carefully compare car insurance quotes and select the best deal. Even after you have purchased a car insurance policy for your vehicle, it will require a certain level of care and caution. Responsible and careful driving is necessary if you want to be away from the unnecessary hassles of making claims from the insurance company.

In a recent survey conducted by a road safety charity and a leading car insurance provider together has revealed some disturbing figures.

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Tips For Financing A New Start Up

When you start a new business venture, it is an exciting time but also one filled with stress. One of the main components of starting a new business is financing. While you may have enough cash to open the doors, there are still so many considerations to make about the smaller spending needs of everyday.

Credit is coming back and more businesses are turning to their credit cards to keep them going until a profit can be turned. But is financing with credit cards the right idea for a new business?  Here are a few tips on financing a new start up with credit cards:

If you are just establishing a business, there is likely not a profit being generated and there is no solid credit history for the company.

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Delay Caused by Threatening Call Could Cost Passengers Without Trip Cancellation Insurance

It seems like airline travel is becoming an increasingly unpredictable proposition. Beyond personal and professional issues which might pop up to prevent or delay travel plans that you have already scheduled, you also need to worry about mechanical issues, weather delays, and safety issues like the one which caused a delay last week. With these factors always looming in the background, it is important to always protect your flight plans with trip cancellation insurance.

In the incident in question, a Hawaiian Airlines flight scheduled to head from Los Angeles to Honolulu was delayed due to a threat issued in a phone call. Read more…

Florida Auto Insurance Penalties for Speeding Tickets

  1. speed camera image by Horticulture from Fotolia.com  Speeding can be electronically recorded. Speeding is the most common traffic offense in the state of Florida, and getting one could affect your insurance rates. The insurance penalties for a speeding ticket in Florida will depend on a number of factors, such as how far over the posted limit you were traveling, your driving history, and the level of risk you are assigned by your insurance provider. First-time offenses may be forgiven, but serious or frequent ones are grounds for cancellation.

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Governor Signs Bill to Extend Low Cost Auto Insurance for Low-Income Californians As Poverty Rates Reach Highest Level In Decades

Program Gives Lifeline In Tough Economy With No Taxpayer Cost

Santa Monica, CA — Governor Schwarzenegger has signed legislation, AB 1597 (authored by Assemblyman Dave Jones) to maintain California’s innovative auto insurance program for low-income Californians with good driving records. The California Low Cost Auto Insurance program (CLCA), which was set to expire this year without AB 1597′s 5-year extension, has provided car insurance to more than 50,000 Californians and has seen a surge in policyholders in the wake of the recession and high rates of poverty, according to data from the California Department of Insurance. Read more…

Does Insurance Increase When Adding a 17 Year Old Driver?

    Risk

  1. Due to the risks and inexperience of new drivers, adding a 17-year-old driver to your policy may increase your insurance up to 50 percent. But, adding a teen to an existing policy is the cheaper route, since the average individual premium for a teenager is $1200.
  2. Formulas

  3. Insurance companies may have substantially different calculations to determine insurance rates; these formulas will determine how cheap or expensive your insurance will be. Get quotes from multiple companies to compare the best rates.

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Top Auto Insurers Allstate, State Farm and Geico Have Best Reputations

If auto insurance coverage is on your mind and you’re looking for the best company, consider Allstate, State Farm or Geico. According to a new survey conducted by Market Force Information, a customer intelligence and customer experience management solutions firm, these three car insurance companies are among the most reputable in the nation.

Claims Processing, Price Improve Insurer Reputations

The survey, which looked at auto insurance preferences and trends, found that both Allstate and State Farm had the best reputations in the industry, earning 21 percent of the votes each. G

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